Can You Send Money With A Credit Card?

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If you need to send money to a friend, partner, family member, or business associate, but you don’t have any cash on hand and they live far enough away that you can’t just drop it off in person, what can you do? You might not be aware of this option yet, but the answer is: use your credit card. You can use your credit card to send money either in person or online using a variety of apps. The process is genuinely easy — and when you know how it works and which apps are best for which situations, sending money using a credit card will become second nature for you. In this article I’ll explain how to send money with a credit card so that next time you need to pay someone quickly without having to go anywhere or wait for anything by mail (or both), you’ll be ready!

What is a credit card?

In short, it’s a card that lets you borrow money from your bank or credit union. But how does it work? A credit card works very similarly to a debit card. You can use it at stores and online to make purchases, but unlike a debit card, the transaction is not immediate. Instead of having the money removed from your bank account at the time of purchase (like with a debit transaction), funds are taken out of your account later when you pay your bill (unless you pay in full each month). Debit cards have their place too—they are great for paying bills directly from an account and for keeping track of spending habits by linking directly with your checking account—but there are many situations where using a credit card will be advantageous over using cash or cash-like methods like checks or PayPal.

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Can You Send Money With A Credit Card? Source:

How to send money with a credit card

  • You can send money online with a credit card.
  • You can send money to family and friends, or anyone with an email address, who also has a credit card or debit card.
  • You can send money to people in more than 140 countries worldwide.

Options for sending money using your credit card

There are a few options for sending money using your credit card. First, there are peer-to-peer payment apps like Square Cash and Venmo, which let you send money to friends or family members by linking your debit or credit card. You can also use Western Union, PayPal (and its subsidiary Xoom), which all make it easy to transfer funds between accounts.

Square Cash and Venmo

So, you want to send money with your credit card. Great! There are a few apps that can do this for you. Two of the most popular ones are Square Cash and Venmo. Both of these apps let you send cash using the same method as an online purchase, and both of them are free to use with no hidden fees or charges. You simply enter in the amount you want to transfer (and attach a message if you like), and then confirm that payment through your debit card or bank account before sending it off into cyberspace.

Both Square Cash and Venmo work on Android and iOS devices as well as Macs, PCs or Chromebooks (if they’re running Chrome OS). If all goes well—and assuming that one party has internet access—the funds should arrive instantly after being sent across cyberspace at warp speed (or at least faster than snail mail).

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Western Union

Western Union is one of the most popular services for sending money around the world. It’s also one of the most convenient options, since all you need to do is go to a Western Union location, give them your credit card information (or bank account info), and send money from there.

If you’re sending money with your credit card through Western Union:

  • Visit [](, and select “Send Money.”
  • Enter in your recipient’s name, country code, city and state or province as well as their email address or mobile number so they can receive their funds electronically if they choose to get paid that way when they pick up their cash transfer at any local Western Union location worldwide within minutes after completing your online transaction – perfect if you need it fast!


PayPal is an online payment service that allows you to send and receive money through the internet. You can use PayPal to send money to anyone, anywhere in the world for free and without a credit card.

You can also use PayPal as a way of making secure payments with your bank account or credit card. PayPal’s website makes it easy for you to manage all your transactions through one simple interface.


Xoom is a money transfer service that uses your credit card, bank account, and PayPal account. It’s available in the United States and allows you to send money internationally in several currencies through the use of an online application (meaning no visits to a brick-and-mortar location).

Xoom was founded in 2007 by David Chang and has since grown into one of the leading money transfer services in the United States. The company has received funding from several venture capital firms including Khosla Ventures and Silicon Valley Bank.[1] In 2014 Xoom became part of PayPal Inc., which acquired Xoom for $890 million USD.[2]

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You can use your credit card to send money online.

You can use your credit card to send money online. This is a convenient way to send money to family and friends, or pay for things you buy online. It’s also a good idea if you want to avoid paying fees on transfers from other accounts like PayPal.

Here’s how it works:

  • You sign up with a service that lets you send money online (like Venmo or Paypal).
  • You link your bank account or credit card so that you have access to the funds in it.
  • If someone sends you cash through this service, they will deposit the funds into your account at their bank or credit card company instead of sending them directly over the internet using an electronic funds transfer (EFT) system like CHIPS or Fedwire.
How To Send Money With Credit Card


Can you send money with a credit card? The answer is yes, but it usually comes with fees. You have options for transferring funds to friends and family through third-party services like PayPal or Square Cash. Make sure the service you choose is compatible with your credit card provider before starting any transactions!

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